How to choose a health insurance plan for a small business

Running a small business has a lot of demands, including everything from perfecting your products to fixing an overflowing toilet. But one of the trickiest parts can be finding the right health insurance for you and your employees.

Under the Affordable Care Act, companies with 50 or more full-time employees or the equivalent in part-time employees have to provide health insurance to employees and their dependents or pay a fine, $3,860 per employee in 2020. Consequently, 83.1% of American workers were offered insurance in the first quarter of 2016.

Smaller businesses with fewer employees, however, are exempt. So, should your small business provide insurance? That depends on several factors, like can you afford it and do your employees need it?

If you hire mainly high school or college students who are covered under their parents’ insurance, you probably don’t need to induce them to work with health coverage. But if

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Blockchain technologies could boost the global economy US$1.76 trillion by 2030 through raising levels of tracking, tracing and trust

LONDON, Oct. 13, 2020 /PRNewswire/ — New analysis by PwC shows Blockchain technology has the potential to boost global gross domestic product (GDP) by US$1.76 trillion over the next decade.

That is the key finding of a new PwC report Time for trust: The trillion-dollar reason to rethink blockchain, assessing how the technology is being currently used and exploring the impact blockchain could have on the global economy. Through analysis of the top five uses of blockchain, ranked by their potential to generate economic value, the report gauges the technology’s potential to create value across industry, from healthcare, government and public services, to manufacturing, finance, logistics and retail.

“Blockchain technology has long been associated with cryptocurrencies such as Bitcoin, but there is so much more that it has to offer, particularly in how public and private organisations secure, share and use data,” comments Steve Davies, Global Leader, Blockchain and

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Brendan Corkery Breaks Down Restaurant Management in the COVID Era

Press release content from NewMediaWire. The AP news staff was not involved in its creation.

Akron, Ohio – ( NewMediaWire ) – October 13, 2020 – Running a restaurant in the COVID era is proving to be the greatest challenge within any of our memories. Running a restaurant is never particularly easy, but the coronavirus has turned everything upside down. It’s hard to know what decisions are the right ones, and it feels like the rules change every day. Despite it all, you can still succeed with Brendan Corkery’s two pillars of restaurant management. 

Brendan Corkery’s Thoughts on Restaurant Safety

Safety is clearly the priority of managing restaurants right now. There are more safety recommendations than items on a menu, and it can be a lot to handle, but a few core principles will get you there. Brendan Corkery identifies two primary components of COVID-related safety.

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Ocreative Marks the Launch of Their New Website with Ten More International Creative & Marketing Awards

HARTLAND, Wis., Oct. 13, 2020 /PRNewswire/ — To earmark the launch of their new website, Ocreative, an integrated marketing agency, also announced they’ve been generously recognized by the Academy of Interactive & Visual Arts (AIVA) for their outstanding work in traditional and digital marketing. With over 6,000 entries from companies and agencies spanning the globe, the Communicator Awards are one of largest awards of its kind in the world.

“We have the opportunity to work with some really incredible, innovative clients,” says Founder and Chief Creative Officer, Andrea Koeppel. “They trust us with their business, and we work hard to honor their vision, goals, and messaging with top-tier work.”

Working closely with clients and creating an environment of transparency and open communication are paramount to Ocreative’s success, she explained. So much so, that they chose to center their new website around their client relationship philosophy. “We really wanted

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Wipro Q2 Results: Announced! Rs 9,500-cr buyback plan announced

shape, circle

© Provided by Zee Business

Information Technology services major Wipro on Tuesday posted 3.4 per cent decline in consolidated net profit to Rs 2,465.7 crore for the quarter ended September 30, and said its Board has approved up to Rs 9,500 crore buyback plan. The Bengaluru-based company, which had registered a net profit (attributable to equity holders of the company) at Rs 2,552.7 crore in the year-ago period, has priced the buyback programme at Rs 400 per share.

Wipro’s revenue for the September quarter was nearly flat at Rs 15,114.5 crore.

Details from regulatory filing

In a regulatory filing, Wipro said its Board has approved a buyback proposal, subject to shareholders approval through postal ballot, for purchase of up to 23.75 crore equity shares at Rs 400 per share that aggregates up to Rs 9,500 crore.

This is 4.16 per cent of the paid-up equity share capital of the company

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Scott Yahraus, America’s Leading Business Turnaround Specialist, Offers Strategies to Help Companies Navigate the Pandemic Economy

LOS ANGELES, Oct. 13, 2020 /PRNewswire/ — Scott Yahraus (, America’s leading expert in business turnarounds and dispute resolutions, was featured in an article in Business Management News offering strategies to help companies successfully navigate this current economic storm.

In an article titled, “How to Save Your Business During these Challenging Times,” Yahraus offers 7 ways that business owners and senior executives can create an environment that is less susceptible to the merciless impact of the Covid economy.

“America is going through its worst economic times since the Great Depression. Millions are out of work. Thousands of businesses have closed – at least temporarily,” the article stated. “Make sure your business isn’t one of them.”

The first piece of advice Yahraus shares is perhaps the hardest to swallow. “Know when to pull the plug,” he states. “There could be an opportunity for you to merge or acquire a competitor

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Public Media Solution has launched Marketing Strategy Plans

Ravinder Bharti, CEO and Founder of Public Media Solution

Gone are the days when digital marketing was a “breakthrough” and a new entrant in the field of marketing. We have now reached a stage where it has become a necessity.

This blog is dedicated especially to the aspiring entrepreneurs and small business owners, discussing the importance of digital marketing for these parties and taking you through the following points:

1) What is digital marketing?

2) Importance of digital marketing

3) Make the most of search engine optimization

4) Creating a robust brand value

5) Role of website development

6) The beauty of content marketing

Getting the worth of your money

The market in every sector of the industry is crowded and filled with cut-throat competition. If you are planning to launch a startup, you can survive only if you are able to stand out

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‘Microloan’ helps East Bay family-owned business bounce back during pandemic

By some estimates, about 6,000 businesses have closed in the Bay Area since the COVID-19 pandemic began in March about half permanently.

‘Microloan’ helps East Bay business survive pandemic



Minority and women-owned businesses are among them. However, they’re getting help with something called “microloans” from nonprofit lenders. They’re small loans that can help them to survive.


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RELATED: $5,000 in grant money being offered to help small businesses in SJ, SF gear up for winter

This was supposed to be the best year yet for Alicia’s Tamales Los Mayas. The family-owned business was selling 40,000 tamales per month with contracts to sell to Facebook, Google, Twitter and Chase Center. Then the pandemic hit.

“We lost all our business all at once. And I could say like 95% of our business is gone,” said founder Alicia Villanueva.

Villanueva, her husband Pedro and their son started

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Economy May Be Down, but Digital Health Investments Boom

Economy May Be Down, but Digital Health Investments Boom. A man in a business suit pushes on a downward trending arrow so it no points up.As financial news goes, the August announcement by Lyra, a California-based behavioral health benefits provider startup, that it had raised more than $110 million in funding barely caused a ripple. The deal took Lyra’s total funding to $292 million and its valuation to more than $1 billion, the company reported.

The larger story was what Lyra plans to do with its growing financial backing. The company, which provides mental health benefits to more than 1.5 million U.S. employees and dependents, said it will use the funding to invest further in technology-enabled services, to partner with more customers and to expand and diversify its provider network.

The news was also significant in a broader financial context in the digital health sector. It helped push the number of third-quarter health care financing megarounds — funding rounds of $100 million or more — to the highest level in nearly three years. That this

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Pacific Program Management Adds Board of Advisors to Leadership Team

SEATTLE, Oct. 13, 2020 /PRNewswire/ — Today, Pacific Program Management (PPM) announces the addition of its first Advisory Board.  Following its national expansion and a name change to reflect its business focus on broader commercial program management strategies, PPM formed the Advisory Board to deepen its bench of business acumen and industry expertise to support the company growth strategy.

“Our business has evolved over the past 11 years from a small one-man shop out of my house, to a nationally recognized strategic commercial real estate partner that helps businesses reimagine the potential of their workplace,” said Clark Lindsay, PPM CEO. “To continue to build on our growth, it is important that we bring diverse, seasoned executives to the table.”

In addition to Lindsay and PPM COO, Don Schulz, the board consists of three additional members:

Craig Robinson: A well-respected and influential leader in commercial real estate

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